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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,321 | $106,923+146.3% | $84,023+213.4% | $152,909+72.2% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 3.93% | 105.02%-101.1pp | 71.32%-67.4pp | 345.46%-341.5pp |
| Employer contribution / active EE | $27,183 | $2,735+893.8% | $1,984+1270.2% | $4,764+470.6% |
| Participant deferral / active EE | $2,574 | $4,013-35.8% | $3,239-20.5% | $5,851-56.0% |
| Admin fee / account holder | $50,469 | $8,289+508.9% | $6,102+727.1% | $11,601+335.0% |