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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $883,968 | $111,814+690.6% | $93,654+843.9% | $145,959+505.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.43% | 203.30%-190.9pp | 133.34%-120.9pp | 561.95%-549.5pp |
| Employer contribution / active EE | $42,539 | $3,092+1276.0% | $2,421+1657.2% | $4,661+812.7% |
| Participant deferral / active EE | $156 | $4,914-96.8% | $4,413-96.5% | $6,689-97.7% |
| Admin fee / account holder | $7,485 | $10,246-27.0% | $8,282-9.6% | $13,398-44.1% |