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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,499 | $127,387+3.2% | $115,038+14.3% | $125,389+4.9% |
| Participation rate | 76.5% | 84.2%-7.7pp | 81.4%-4.9pp | 83.2%-6.7pp |
| Annual return | 12.74% | 31.28%-18.5pp | 26.14%-13.4pp | 282.24%-269.5pp |
| Employer contribution / active EE | $4,583 | $5,166-11.3% | $4,608-0.5% | $4,866-5.8% |
| Participant deferral / active EE | $0 | $6,423-100.0% | $6,026-100.0% | $5,352-100.0% |
| Admin fee / account holder | $5,071 | $9,516-46.7% | $8,175-38.0% | $9,541-46.9% |