Retirement plan

THE ECHO DESIGN GROUP, INC. 401(K) PLAN

Name: THE ECHO DESIGN GROUP, INC. - THE ECHO DESIGN GROUP, INC. 401(K) PLAN (2025) Form 5500
Creator: THE ECHO DESIGN GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ECHO DESIGN GROUP, INC. 401(K) PLAN, THE ECHO DESIGN GROUP, INC.

THE ECHO DESIGN GROUP, INC.EIN 13-1543397Plan #001PY 2025

75 OXFORD DRIVE - MOONACHIE, NJ 07074201-931-0777

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$36.2M

+9.8% from 2024

Total participants

136

-4.2% from 2024

Average account balance

$278,155

+12.3% from 2024

Annual return

11.69%

-8.23 pp from 2024

Benchmarks

See 2,075 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,075 peers

Snapshot2025

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Analytics

Total assets (EOY)

Plan-year ending balance

$36.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$278K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

130

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$642K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1014

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290	Contract Administrator	$99,080
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS FIN NETWORK Service code 27 · EIN 48-1305000	Advisory (Plan)	$50,257
ANCHIN, BLOCK & ANCHIN LLP10+ years Filed as: ANCHIN, BLOCK & ANCHIN Service code 10 · EIN 13-0436940	Accounting	$32,445
CONCIERGE RETIREMENT SERVICES2 years Service code 11 · EIN 13-2945975	Actuarial	$23,065
MADISON PENSION SERVICES, INC.10+ years Filed as: MADISON PENSION SERVICES INC Service code 13 · EIN 13-2945975	Contract Administrator	$0
RAYMOND JAMES FINANCIAL SERVICES7 years Service code 27	Advisory (Plan)	$0
WILSHIRE ASSOCIATES INCORPORATED3 years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361	Advisory (Plan)	$0
WILSHIRE ASSOCIATES INCORPORATED10+ years Service code 27	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$132K

$1608 / participant

Contract admin$100K76.1%
Other / not subdivided$32K23.9%

% of EOY assets

0.365%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: ANCHIN, BLOCK & ANCHIN LLP
Auditor EIN: 130436940
Audit fees: $31,500
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$278,155

$68,719+304.8%

$91,541+203.9%

$84,808+228.0%

Participation rate

92.7%

64.5%+28.2pp

69.8%+22.9pp

68.3%+24.4pp

Annual return

11.69%

19.12%-7.4pp

20.50%-8.8pp

40.90%-29.2pp

Employer contribution / active EE

$1,861

$1,920-3.1%

$2,505-25.7%

$2,631-29.3%

Participant deferral / active EE

$5,968

$3,136+90.3%

$4,008+48.9%

$4,212+41.7%

Admin fee / account holder

$1,014

$5,786-82.5%

$6,956-85.4%

$7,344-86.2%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY10+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$99,080

WELLS FARGO BANK, N.A.2 years

Filed as: WELLS FARGO ADVISORS FIN NETWORK

Service code 27 · EIN 48-1305000

Advisory (Plan)

$50,257

ANCHIN, BLOCK & ANCHIN LLP10+ years

Filed as: ANCHIN, BLOCK & ANCHIN

Service code 10 · EIN 13-0436940

Accounting

$32,445

CONCIERGE RETIREMENT SERVICES2 years

Service code 11 · EIN 13-2945975

Actuarial

$23,065

MADISON PENSION SERVICES, INC.10+ years

Filed as: MADISON PENSION SERVICES INC

Service code 13 · EIN 13-2945975

Contract Administrator

RAYMOND JAMES FINANCIAL SERVICES7 years

Service code 27

Advisory (Plan)

WILSHIRE ASSOCIATES INCORPORATED3 years

Filed as: WILSHIRE ADVISORS LLC

Service code 27 · EIN 95-2755361

Advisory (Plan)

WILSHIRE ASSOCIATES INCORPORATED10+ years

Service code 27

Advisory (Plan)

THE ECHO DESIGN GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ECHO DESIGN GROUP, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion