Retirement plan

TRANSPORT WORKERS UNION LOCAL 100 401K PLAN

Name: TRANSPORT WORKERS UNION LOCAL 10 - TRANSPORT WORKERS UNION LOCAL 100 401K PLAN (2015) Form 5500
Creator: TRANSPORT WORKERS UNION LOCAL 10
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TRANSPORT WORKERS UNION LOCAL 100 401K PLAN, TRANSPORT WORKERS UNION LOCAL 10

TRANSPORT WORKERS UNION LOCAL 10EIN 13-1395076Plan #002PY 2015

1700 BROADWAY, 2ND FLOOR - NEW YORK, NY 10019212-873-6000LinkedIn201-500 employeesinsurance

Other plans on this EIN

1 filing

#001Retirement-$13.3M assets

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$689K

No prior year

Total participants

164

No prior year

Average account balance

$18,627

No prior year

Annual return

-1.20%

No prior year

Benchmarks

See 1,412 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,412 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

106

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

7.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$422K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$438

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 37 · EIN 13-3036745	Loan Processing	$250
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984	Other Services	$0
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445	Bank Trustee	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$250

$2 / participant

Other / not subdivided$250100.0%

% of EOY assets

0.036%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROGOFF & COMPANY PC
Auditor EIN: 132688836
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,627

$41,854-55.5%

$73,836-74.8%

$52,331-64.4%

Participation rate

20.1%

66.2%-46.1pp

73.4%-53.3pp

68.1%-48.0pp

Annual return

-1.20%

2.11%-3.3pp

2268.06%-2269.3pp

4.54%-5.7pp

Employer contribution / active EE

$1,920-100.0%

$2,787-100.0%

$1,882-100.0%

Participant deferral / active EE

$1,331

$2,498-46.7%

$3,583-62.9%

$3,022-56.0%

Admin fee / account holder

$493-98.6%

$4,882-99.9%

$592-98.9%

Provider

Service type

Compensation

ADP BROKER-DEALER1+ years

Filed as: ADP, LLC

Service code 37 · EIN 13-3036745

Loan Processing

$250

ADP BROKER-DEALER1+ years

Service code 49 · EIN 22-3319984

Other Services

STATE STREET GLOBAL ADVISORS1+ years

Filed as: STATE STREET CORPORATION

Service code 21 · EIN 04-1867445

Bank Trustee

TRANSPORT WORKERS UNION LOCAL 100 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TRANSPORT WORKERS UNION LOCAL 100 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion