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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,791 | $100,938+309.0% | $90,461+356.3% | $158,982+159.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 79.33% | 1727.20%-1647.9pp | 1294.76%-1215.4pp | 302.99%-223.7pp |
| Employer contribution / active EE | $7,784 | $3,691+110.9% | $3,264+138.5% | $4,763+63.4% |
| Participant deferral / active EE | $19,785 | $4,350+354.9% | $3,964+399.1% | $5,983+230.7% |
| Admin fee / account holder | $1,058 | $6,510-83.8% | $5,617-81.2% | $11,252-90.6% |