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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,977 | $60,349+34.2% | $74,184+9.2% | $62,881+28.8% |
| Participation rate | 96.3% | 72.7%+23.6pp | 76.6%+19.7pp | 69.3%+27.0pp |
| Annual return | 8.99% | 21.38%-12.4pp | 17.74%-8.7pp | 20.14%-11.2pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,146 | $2,856+45.1% | $3,550+16.8% | $3,203+29.4% |
| Admin fee / account holder | $12,380 | $4,261+190.6% | $5,586+121.6% | $4,296+188.2% |