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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,807 | $105,856+4.7% | $90,161+22.9% | $147,585-24.9% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 16.84% | 37.63%-20.8pp | 34.89%-18.0pp | 578.58%-561.7pp |
| Employer contribution / active EE | $868 | $4,126-79.0% | $3,318-73.8% | $4,876-82.2% |
| Participant deferral / active EE | $6,005 | $5,733+4.8% | $5,287+13.6% | $5,439+10.4% |
| Admin fee / account holder | $803 | $8,046-90.0% | $5,943-86.5% | $10,886-92.6% |