Retirement plan

FERNCLIFF CEMETERY ASSOCIATION 401(K) PLAN

Name: FERNCLIFF CEMETERY ASSOCIATION, INC. - FERNCLIFF CEMETERY ASSOCIATION 401(K) PLAN (2019) Form 5500
Creator: FERNCLIFF CEMETERY ASSOCIATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FERNCLIFF CEMETERY ASSOCIATION 401(K) PLAN, FERNCLIFF CEMETERY ASSOCIATION, INC.

FERNCLIFF CEMETERY ASSOCIATION, INC.EIN 13-0701750Plan #003PY 2019

280 SECOR RD - HARTSDALE, NY 105302110914-693-4700

Prospect flagsHigh feesHigh assets / participant

Top hat statement on fileNQDC

Filed June 1, 2025

Plan administrator

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280 Secor Road

Hartsdale, NY 10530

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Plans declared (1)

Supplemental Retirement Agreement with Philip J. Tassi1 emp

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Total assets (EOY)

$8.9M

+24.5% from 2018

Total participants

0.0% from 2018

Average account balance

$445,470

+24.5% from 2018

Annual return

20.54%

+26.95 pp from 2018

Benchmarks

See 35,119 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort35,119 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$465K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

131.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$532K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$28K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$50894

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$286K

$16834 / participant

Other / not subdivided$286K100.0%

% of EOY assets

3.212%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$445,470

$103,008+332.5%

$90,304+393.3%

$152,897+191.4%

Participation rate

100.0%

75.9%+24.1pp

73.3%+26.7pp

82.5%+17.5pp

Annual return

20.54%

95.22%-74.7pp

78.13%-57.6pp

345.43%-324.9pp

Employer contribution / active EE

$30,127

$3,139+859.7%

$2,855+955.3%

$4,764+532.5%

Participant deferral / active EE

$2,899

$4,281-32.3%

$3,885-25.4%

$5,851-50.5%

Admin fee / account holder

$14,309

$6,175+131.7%

$5,354+167.3%

$11,599+23.4%

FERNCLIFF CEMETERY ASSOCIATION 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FERNCLIFF CEMETERY ASSOCIATION 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion