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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,674 | $77,908-26.0% | $149,696-61.5% | $75,173-23.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.27% | 31.73%-18.5pp | 134.46%-121.2pp | 160.72%-147.5pp |
| Employer contribution / active EE | $5,159 | $3,138+64.4% | $4,821+7.0% | $2,671+93.1% |
| Participant deferral / active EE | $3,645 | $3,411+6.9% | $5,682-35.8% | $4,126-11.7% |
| Admin fee / account holder | $3,246 | $5,950-45.4% | $13,212-75.4% | $5,651-42.6% |