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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,233 | $111,830+94.3% | $93,696+131.8% | $145,884+48.9% |
| Participation rate | 82.6% | 74.2%+8.4pp | 68.7%+13.9pp | 80.3%+2.3pp |
| Annual return | 14.63% | 204.08%-189.4pp | 133.74%-119.1pp | 551.85%-537.2pp |
| Employer contribution / active EE | $8,158 | $3,093+163.7% | $2,422+236.8% | $4,662+75.0% |
| Participant deferral / active EE | $12,605 | $4,920+156.2% | $4,417+185.4% | $6,690+88.4% |
| Admin fee / account holder | $4,027 | $10,249-60.7% | $8,287-51.4% | $13,392-69.9% |