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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,647 | $126,661-49.0% | $113,397-43.0% | $138,895-53.5% |
| Participation rate | 68.2% | 79.4%-11.3pp | 76.5%-8.3pp | 79.9%-11.7pp |
| Annual return | 20.79% | 25.05%-4.3pp | 23.20%-2.4pp | 145.39%-124.6pp |
| Employer contribution / active EE | $2,497 | $3,456-27.8% | $2,977-16.1% | $4,194-40.5% |
| Participant deferral / active EE | $6,152 | $5,693+8.1% | $5,076+21.2% | $6,396-3.8% |
| Admin fee / account holder | $51 | $14,549-99.6% | $11,957-99.6% | $12,562-99.6% |