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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,932 | $181,896-83.5% | $156,551-80.9% | $273,972-89.1% |
| Participation rate | 85.0% | 88.4%-3.4pp | 84.0%+1.0pp | 83.0%+2.0pp |
| Annual return | 3.42% | 30.74%-27.3pp | 32.23%-28.8pp | 41.46%-38.0pp |
| Employer contribution / active EE | $2,838 | $6,248-54.6% | $5,501-48.4% | $4,869-41.7% |
| Participant deferral / active EE | $3,879 | $5,550-30.1% | $4,871-20.4% | $5,287-26.6% |
| Admin fee / account holder | $1,008 | $15,560-93.5% | $13,028-92.3% | $10,133-90.0% |