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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,325 | $174,379-45.9% | $152,093-38.0% | $138,895-32.1% |
| Participation rate | 57.1% | 81.6%-24.5pp | 77.8%-20.6pp | 79.9%-22.8pp |
| Annual return | 19.61% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $1,542 | $4,652-66.9% | $4,175-63.1% | $4,194-63.2% |
| Participant deferral / active EE | $3,987 | $6,159-35.3% | $5,451-26.9% | $6,396-37.7% |
| Admin fee / account holder | $360 | $16,880-97.9% | $14,497-97.5% | $12,562-97.1% |