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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,379 | $181,896-34.9% | $156,551-24.4% | $273,972-56.8% |
| Participation rate | 84.6% | 88.4%-3.8pp | 84.0%+0.6pp | 83.0%+1.6pp |
| Annual return | 6.68% | 30.74%-24.1pp | 32.23%-25.5pp | 41.46%-34.8pp |
| Employer contribution / active EE | $8,876 | $6,248+42.1% | $5,501+61.4% | $4,869+82.3% |
| Participant deferral / active EE | $5,140 | $5,550-7.4% | $4,871+5.5% | $5,287-2.8% |
| Admin fee / account holder | $308 | $15,560-98.0% | $13,028-97.6% | $10,133-97.0% |