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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,894 | $150,446-84.8% | $136,297-83.2% | $147,585-84.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.19% | 1049.14%-1030.0pp | 5156.19%-5137.0pp | 578.58%-559.4pp |
| Employer contribution / active EE | $2,711 | $5,256-48.4% | $4,696-42.3% | $4,876-44.4% |
| Participant deferral / active EE | $6,051 | $6,631-8.7% | $6,247-3.1% | $5,439+11.2% |
| Admin fee / account holder | $543 | $10,906-95.0% | $9,244-94.1% | $10,886-95.0% |