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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,877 | $78,705-64.6% | $117,860-76.3% | $70,124-60.2% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 19.85% | 23.30%-3.4pp | 335.10%-315.2pp | 73.14%-53.3pp |
| Employer contribution / active EE | $6,986 | $2,223+214.2% | $3,786+84.5% | $2,342+198.2% |
| Participant deferral / active EE | $5,173 | $3,297+56.9% | $4,482+15.4% | $3,332+55.3% |
| Admin fee / account holder | $1,979 | $5,065-60.9% | $8,021-75.3% | $4,645-57.4% |