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| Provider | Service type | Compensation |
|---|---|---|
Service code 17 · EIN 13-5674085 | Pension Consulting | $23,220 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $12,475 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,924 | $82,678-21.5% | $125,391-48.2% | $68,490-5.2% |
| Participation rate | 82.1% | 75.1%+7.0pp | 82.4%-0.3pp | 67.9%+14.2pp |
| Annual return | -12.52% | -5.97%-6.6pp | 572.41%-584.9pp | -7.85%-4.7pp |
| Employer contribution / active EE | $2,203 | $3,382-34.9% | $4,816-54.2% | $2,597-15.2% |
| Participant deferral / active EE | $6,066 | $6,111-0.7% | $7,448-18.6% | $4,028+50.6% |
| Admin fee / account holder | $445 | $6,277-92.9% | $10,009-95.6% | $5,403-91.8% |