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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,389 | $167,353-19.1% | $143,797-5.8% | $134,545+0.6% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -14.89% | 0.48%-15.4pp | -0.04%-14.8pp | 418.37%-433.3pp |
| Employer contribution / active EE | $1,035 | $5,620-81.6% | $4,952-79.1% | $4,742-78.2% |
| Participant deferral / active EE | $11,907 | $6,447+84.7% | $5,638+111.2% | $6,401+86.0% |
| Admin fee / account holder | $750 | $18,096-95.9% | $14,679-94.9% | $11,431-93.4% |