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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,952 | $77,816-51.2% | $123,552-69.3% | $64,173-40.9% |
| Participation rate | 57.9% | 74.7%-16.8pp | 82.3%-24.4pp | 69.6%-11.7pp |
| Annual return | -7.53% | 12.49%-20.0pp | 119.20%-126.7pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,537 | $3,014-15.8% | $4,628-45.2% | $2,381+6.6% |
| Participant deferral / active EE | $6,401 | $5,240+22.2% | $6,426-0.4% | $3,470+84.5% |
| Admin fee / account holder | $175 | $5,519-96.8% | $9,285-98.1% | $4,887-96.4% |