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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,992 | $85,766+21.3% | $136,298-23.7% | $70,126+48.3% |
| Participation rate | 89.3% | 74.2%+15.1pp | 81.9%+7.4pp | 69.5%+19.7pp |
| Annual return | 21.29% | 31.46%-10.2pp | 5156.27%-5135.0pp | 73.15%-51.9pp |
| Employer contribution / active EE | $2,516 | $2,966-15.2% | $4,696-46.4% | $2,343+7.4% |
| Participant deferral / active EE | $7,856 | $5,051+55.5% | $6,247+25.7% | $3,332+135.8% |
| Admin fee / account holder | $5,576 | $5,421+2.9% | $9,244-39.7% | $4,645+20.0% |