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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,584 | $157,304-50.0% | $141,197-44.3% | $152,909-48.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 25.21% | 64.34%-39.1pp | 71.41%-46.2pp | 345.46%-320.3pp |
| Employer contribution / active EE | $219 | $5,263-95.8% | $4,736-95.4% | $4,764-95.4% |
| Participant deferral / active EE | $8,875 | $7,111+24.8% | $6,710+32.3% | $5,851+51.7% |
| Admin fee / account holder | $8,706 | $12,126-28.2% | $10,265-15.2% | $11,601-24.9% |