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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,002 | $159,934-28.7% | $147,005-22.5% | $145,959-21.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.01% | 98.24%-82.2pp | 418.76%-402.7pp | 561.95%-545.9pp |
| Employer contribution / active EE | $902 | $5,287-82.9% | $4,934-81.7% | $4,661-80.7% |
| Participant deferral / active EE | $22,911 | $8,427+171.9% | $8,070+183.9% | $6,689+242.5% |
| Admin fee / account holder | $8,413 | $15,053-44.1% | $13,006-35.3% | $13,398-37.2% |