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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,077 | $138,102+100.6% | $125,381+121.0% | $134,532+106.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.64% | 750.73%-768.4pp | 572.31%-589.9pp | 418.27%-435.9pp |
| Employer contribution / active EE | $12,731 | $5,245+142.7% | $4,815+164.4% | $4,741+168.5% |
| Participant deferral / active EE | $17,140 | $7,801+119.7% | $7,448+130.1% | $6,401+167.8% |
| Admin fee / account holder | $4,483 | $11,568-61.2% | $10,007-55.2% | $11,429-60.8% |