Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,045 | $48,267-10.8% | $68,808-37.4% | $68,486-37.1% |
| Participation rate | 55.3% | 60.7%-5.3pp | 69.0%-13.7pp | 67.9%-12.6pp |
| Annual return | -18.19% | -12.70%-5.5pp | -6.37%-11.8pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,656 | $1,829-9.5% | $2,656-37.6% | $2,597-36.2% |
| Participant deferral / active EE | $5,526 | $2,867+92.8% | $3,942+40.2% | $4,028+37.2% |
| Admin fee / account holder | $1,922 | $4,362-55.9% | $4,936-61.1% | $5,404-64.4% |