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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,252 | $95,188-74.5% | $76,518-68.3% | $135,380-82.1% |
| Participation rate | 90.0% | 74.4%+15.6pp | 68.0%+22.0pp | 82.6%+7.4pp |
| Annual return | -13.07% | 4.85%-17.9pp | -0.27%-12.8pp | 519.81%-532.9pp |
| Employer contribution / active EE | $2,056 | $3,303-37.8% | $2,647-22.4% | $4,779-57.0% |
| Participant deferral / active EE | $5,044 | $4,640+8.7% | $3,836+31.5% | $5,609-10.1% |
| Admin fee / account holder | $811 | $6,249-87.0% | $4,849-83.3% | $10,828-92.5% |