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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,982 | $135,956+54.4% | $123,894+69.5% | $273,972-23.4% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 4.78% | 56.63%-51.8pp | 47.52%-42.7pp | 41.46%-36.7pp |
| Employer contribution / active EE | $5,753 | $5,170+11.3% | $4,617+24.6% | $4,869+18.2% |
| Participant deferral / active EE | $9,966 | $6,343+57.1% | $5,984+66.5% | $5,287+88.5% |
| Admin fee / account holder | $4,822 | $9,817-50.9% | $8,357-42.3% | $10,133-52.4% |