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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,848 | $154,193+25.7% | $130,045+49.1% | $139,466+39.0% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 18.98% | 32.51%-13.5pp | -137.30%+156.3pp | 373.66%-354.7pp |
| Employer contribution / active EE | $4,663 | $5,292-11.9% | $4,321+7.9% | $4,754-1.9% |
| Participant deferral / active EE | $7,819 | $6,709+16.6% | $5,820+34.3% | $6,712+16.5% |
| Admin fee / account holder | $2,167 | $13,989-84.5% | $10,600-79.6% | $11,409-81.0% |