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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,573 | $166,268+45.3% | $165,100+46.3% | $145,897+65.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 16.61% | 100.52%-83.9pp | 70.21%-53.6pp | 552.29%-535.7pp |
| Employer contribution / active EE | $4,700 | $5,284-11.1% | $4,348+8.1% | $4,663+0.8% |
| Participant deferral / active EE | $8,374 | $6,964+20.2% | $6,035+38.8% | $6,689+25.2% |
| Admin fee / account holder | $851 | $16,659-94.9% | $12,696-93.3% | $13,390-93.6% |