Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,483 | $72,273-56.4% | $101,275-68.9% | $79,856-60.6% |
| Participation rate | 43.1% | 68.5%-25.4pp | 75.8%-32.7pp | 69.6%-26.5pp |
| Annual return | 3.84% | 22.30%-18.5pp | 46.48%-42.6pp | 31.71%-27.9pp |
| Employer contribution / active EE | $337 | $2,691-87.5% | $3,660-90.8% | $2,471-86.3% |
| Participant deferral / active EE | $1,821 | $3,282-44.5% | $4,371-58.3% | $3,741-51.3% |
| Admin fee / account holder | $2,464 | $4,401-44.0% | $5,948-58.6% | $5,306-53.6% |