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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,258 | $175,231-25.7% | $149,696-13.0% | $139,466-6.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.57% | 166.77%-146.2pp | 134.46%-113.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $8,821 | $5,478+61.0% | $4,821+83.0% | $4,754+85.5% |
| Participant deferral / active EE | $11,350 | $6,521+74.0% | $5,682+99.8% | $6,712+69.1% |
| Admin fee / account holder | $964 | $16,155-94.0% | $13,212-92.7% | $11,409-91.5% |