Retirement plan

PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN

Name: PACIFIC RESIDENTIAL MORTGAGE, LLC - PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN (2018) Form 5500
Creator: PACIFIC RESIDENTIAL MORTGAGE, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN, PACIFIC RESIDENTIAL MORTGAGE, LLC

PACIFIC RESIDENTIAL MORTGAGE, LLCEIN 11-3714032Plan #001PY 2018

4949 MEADOWS RD. STE. 150 - LAKE OSWEGO, OR 97035503-699-5626

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$7.6M

-1.2% from 2017

Total participants

220

-20.6% from 2017

Average account balance

$45,611

-23.2% from 2017

Annual return

-4.40%

-27.16 pp from 2017

Benchmarks

See 2,193 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,193 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$173K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-91.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Service code 37 · EIN 04-2647786	Loan Processing	$14,034

Plan features & details

Pension benefit codes2F2G2J2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$14K

$79 / participant

Investment mgmt$3342.3%
Other / not subdivided$14K97.7%

% of EOY assets

0.190%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOFFMAN, STEWART AND SCHMIDT, PC
Auditor EIN: 930743240
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$45,611

$79,523-42.6%

$140,019-67.4%

$56,287-19.0%

Participation rate

70.3%

85.7%-15.4pp

87.5%-17.2pp

69.9%+0.5pp

Annual return

-4.40%

2.39%-6.8pp

651.15%-655.6pp

-9.96%+5.6pp

Employer contribution / active EE

$283

$3,350-91.5%

$5,605-94.9%

$2,111-86.6%

Participant deferral / active EE

$6,072

$5,129+18.4%

$6,927-12.3%

$3,350+81.3%

Admin fee / account holder

$87

$614-85.9%

$10,705-99.2%

$521-83.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Service code 37 · EIN 04-2647786

Loan Processing

$14,034

PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC RESIDENTIAL MORTGAGE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion