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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,909 | $99,345-65.9% | $84,753-60.0% | $273,972-87.6% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 5.37% | 22.93%-17.6pp | 22.78%-17.4pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,267 | $4,214-69.9% | $3,574-64.6% | $4,869-74.0% |
| Participant deferral / active EE | $3,055 | $4,270-28.4% | $3,712-17.7% | $5,287-42.2% |
| Admin fee / account holder | $6,451 | $6,645-2.9% | $5,333+21.0% | $10,133-36.3% |