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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,324 | $45,872-33.9% | $77,096-60.7% | $68,486-55.7% |
| Participation rate | 93.8% | 55.9%+37.8pp | 67.9%+25.8pp | 67.9%+25.9pp |
| Annual return | -13.32% | 1.73%-15.0pp | 42.35%-55.7pp | -7.85%-5.5pp |
| Employer contribution / active EE | $2,769 | $1,650+67.9% | $2,814-1.6% | $2,597+6.6% |
| Participant deferral / active EE | $1,190 | $2,963-59.8% | $4,429-73.1% | $4,028-70.4% |
| Admin fee / account holder | $8,728 | $3,041+187.0% | $5,428+60.8% | $5,404+61.5% |