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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,405 | $76,551-52.4% | $123,894-70.6% | $62,881-42.1% |
| Participation rate | 66.7% | 73.0%-6.3pp | 81.4%-14.7pp | 69.3%-2.6pp |
| Annual return | 8.44% | 18.68%-10.2pp | 47.52%-39.1pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,872 | $2,882-35.0% | $4,617-59.4% | $2,281-17.9% |
| Participant deferral / active EE | $2,592 | $4,840-46.4% | $5,984-56.7% | $3,203-19.1% |
| Admin fee / account holder | $1,569 | $4,826-67.5% | $8,357-81.2% | $4,296-63.5% |