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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,768 | $215,361-96.4% | $171,082-95.5% | $273,970-97.2% |
| Participation rate | 40.0% | 82.0%-42.0pp | 76.7%-36.7pp | 83.0%-43.0pp |
| Annual return | 22.11% | 25.14%-3.0pp | 32.56%-10.4pp | 41.46%-19.3pp |
| Employer contribution / active EE | $1,129 | $4,967-77.3% | $4,002-71.8% | $4,869-76.8% |
| Participant deferral / active EE | $1,209 | $5,543-78.2% | $4,797-74.8% | $5,287-77.1% |
| Admin fee / account holder | $67 | $10,846-99.4% | $8,520-99.2% | $10,132-99.3% |