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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,480 | $104,650-79.5% | $83,854-74.4% | $155,188-86.2% |
| Participation rate | 57.1% | 65.1%-7.9pp | 59.1%-2.0pp | 80.8%-23.7pp |
| Annual return | 26.11% | 28.97%-2.9pp | 31.39%-5.3pp | 148.84%-122.7pp |
| Employer contribution / active EE | $1,009 | $1,196-15.7% | $1,017-0.8% | $4,248-76.2% |
| Participant deferral / active EE | $3,241 | $2,367+36.9% | $2,035+59.3% | $6,531-50.4% |
| Admin fee / account holder | $58 | $3,518-98.3% | $3,197-98.2% | $14,480-99.6% |