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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,495 | $127,096-70.5% | $105,736-64.5% | $135,380-72.3% |
| Participation rate | 95.8% | 82.7%+13.1pp | 76.3%+19.5pp | 82.6%+13.2pp |
| Annual return | -10.76% | 4.49%-15.3pp | 6.27%-17.0pp | 519.81%-530.6pp |
| Employer contribution / active EE | $6,134 | $4,107+49.4% | $3,268+87.7% | $4,779+28.3% |
| Participant deferral / active EE | $5,435 | $5,064+7.3% | $4,080+33.2% | $5,609-3.1% |
| Admin fee / account holder | $1,274 | $9,087-86.0% | $6,913-81.6% | $10,828-88.2% |