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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,066 | $85,766-64.9% | $136,297-77.9% | $70,124-57.1% |
| Participation rate | 94.1% | 74.2%+20.0pp | 81.9%+12.2pp | 69.5%+24.6pp |
| Annual return | 15.16% | 31.45%-16.3pp | 5156.19%-5141.0pp | 73.14%-58.0pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $6,154 | $5,051+21.8% | $6,247-1.5% | $3,332+84.7% |
| Admin fee / account holder | $2,038 | $5,420-62.4% | $9,244-78.0% | $4,645-56.1% |