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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,315 | $150,446-73.2% | $136,297-70.4% | $147,585-72.7% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 16.84% | 1049.14%-1032.3pp | 5156.19%-5139.4pp | 578.58%-561.7pp |
| Employer contribution / active EE | $2,386 | $5,256-54.6% | $4,696-49.2% | $4,876-51.1% |
| Participant deferral / active EE | $4,964 | $6,631-25.1% | $6,247-20.5% | $5,439-8.7% |
| Admin fee / account holder | $2,604 | $10,906-76.1% | $9,244-71.8% | $10,886-76.1% |