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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,186 | $144,130-15.2% | $117,860+3.7% | $147,585-17.2% |
| Participation rate | 94.7% | 83.4%+11.3pp | 79.7%+15.1pp | 82.8%+11.9pp |
| Annual return | 22.22% | 531.20%-509.0pp | 335.10%-312.9pp | 578.58%-556.4pp |
| Employer contribution / active EE | $5,126 | $4,897+4.7% | $3,786+35.4% | $4,876+5.1% |
| Participant deferral / active EE | $7,966 | $5,316+49.8% | $4,482+77.7% | $5,439+46.5% |
| Admin fee / account holder | $2,263 | $10,887-79.2% | $8,021-71.8% | $10,886-79.2% |