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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,313 | $70,684-92.5% | $169,390-96.9% | $75,173-92.9% |
| Participation rate | 60.7% | 64.8%-4.1pp | 77.2%-16.5pp | 67.2%-6.5pp |
| Annual return | 0.00% | 36.38%-36.4pp | 406.07%-406.1pp | 160.72%-160.7pp |
| Employer contribution / active EE | $1,637 | $2,211-26.0% | $4,013-59.2% | $2,671-38.7% |
| Participant deferral / active EE | $1,684 | $4,310-60.9% | $6,222-72.9% | $4,126-59.2% |
| Admin fee / account holder | $144 | $5,404-97.3% | $9,015-98.4% | $5,651-97.5% |