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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Filed as: ASCENSUS Service code 49 C/O FUTURE PLAN · CHICAGO, IL 60673 | Other Services | $5,652 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,303 | $50,860-22.7% | $155,574-74.7% | $77,714-49.4% |
| Participation rate | 65.8% | 63.1%+2.7pp | 78.2%-12.4pp | 70.6%-4.8pp |
| Annual return | 26.94% | 34.86%-7.9pp | 64.87%-37.9pp | 31.26%-4.3pp |
| Employer contribution / active EE | $2,344 | $1,991+17.7% | $4,676-49.9% | $2,727-14.0% |
| Participant deferral / active EE | $4,562 | $2,825+61.5% | $5,629-19.0% | $4,649-1.9% |
| Admin fee / account holder | $85 | $436-80.5% | $15,914-99.5% | $433-80.3% |