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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,727 | $181,896-80.9% | $156,551-77.8% | $273,972-87.3% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 13.53% | 30.74%-17.2pp | 32.23%-18.7pp | 41.46%-27.9pp |
| Employer contribution / active EE | $0 | $6,248-100.0% | $5,501-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,160 | $5,550-61.1% | $4,871-55.7% | $5,287-59.1% |
| Admin fee / account holder | $220 | $15,560-98.6% | $13,028-98.3% | $10,133-97.8% |