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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,378 | $157,304-85.1% | $141,197-83.4% | $152,909-84.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.65% | 64.34%-51.7pp | 71.41%-58.8pp | 345.46%-332.8pp |
| Employer contribution / active EE | $4,550 | $5,263-13.5% | $4,736-3.9% | $4,764-4.5% |
| Participant deferral / active EE | $21,000 | $7,111+195.3% | $6,710+213.0% | $5,851+258.9% |
| Admin fee / account holder | $150,427 | $12,126+1140.5% | $10,265+1365.5% | $11,601+1196.7% |