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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,348 | $84,236-83.0% | $170,439-91.6% | $70,124-79.5% |
| Participation rate | 93.8% | 70.8%+22.9pp | 83.6%+10.2pp | 69.5%+24.2pp |
| Annual return | 24.50% | 23.06%+1.4pp | 205.94%-181.4pp | 73.14%-48.6pp |
| Employer contribution / active EE | $4,649 | $3,387+37.2% | $5,433-14.4% | $2,342+98.5% |
| Participant deferral / active EE | $1,736 | $3,086-43.7% | $4,939-64.9% | $3,332-47.9% |
| Admin fee / account holder | $1,441 | $5,698-74.7% | $13,881-89.6% | $4,645-69.0% |