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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,367 | $183,516+66.9% | $155,534+97.0% | $145,884+110.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 6.92% | 61.43%-54.5pp | 64.92%-58.0pp | 551.85%-544.9pp |
| Employer contribution / active EE | $3,448 | $5,315-35.1% | $4,675-26.2% | $4,662-26.0% |
| Participant deferral / active EE | $3,413 | $6,467-47.2% | $5,630-39.4% | $6,690-49.0% |
| Admin fee / account holder | $9,237 | $19,293-52.1% | $15,900-41.9% | $13,392-31.0% |