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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,874 | $172,111+87.0% | $150,298+114.2% | $137,256+134.5% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 13.09% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.2pp |
| Employer contribution / active EE | $4,154 | $4,636-10.4% | $4,1540% | $4,156-0.1% |
| Participant deferral / active EE | $3,424 | $6,166-44.5% | $5,453-37.2% | $6,407-46.6% |
| Admin fee / account holder | $379 | $16,471-97.7% | $14,116-97.3% | $12,270-96.9% |