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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,367 | $183,592+66.9% | $155,574+96.9% | $145,877+110.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 6.92% | 61.37%-54.4pp | 64.87%-57.9pp | 551.28%-544.4pp |
| Employer contribution / active EE | $3,448 | $5,317-35.2% | $4,676-26.3% | $4,663-26.1% |
| Participant deferral / active EE | $3,413 | $6,466-47.2% | $5,629-39.4% | $6,691-49.0% |
| Admin fee / account holder | $9,237 | $19,316-52.2% | $15,914-42.0% | $13,402-31.1% |