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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,947 | $167,362-8.6% | $143,799+6.4% | $134,532+13.7% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -26.67% | 0.47%-27.1pp | -0.04%-26.6pp | 418.27%-444.9pp |
| Employer contribution / active EE | $10,317 | $5,620+83.6% | $4,952+108.3% | $4,741+117.6% |
| Participant deferral / active EE | $5,966 | $6,447-7.5% | $5,638+5.8% | $6,401-6.8% |
| Admin fee / account holder | $6,420 | $18,094-64.5% | $14,677-56.3% | $11,429-43.8% |