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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,042 | $99,031-42.4% | $86,597-34.1% | $147,585-61.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 14.77% | 1312.56%-1297.8pp | 964.96%-950.2pp | 578.57%-563.8pp |
| Employer contribution / active EE | $2,812 | $3,132-10.2% | $2,840-1.0% | $4,876-42.3% |
| Participant deferral / active EE | $3,016 | $3,972-24.1% | $3,609-16.4% | $5,439-44.6% |
| Admin fee / account holder | $659 | $5,711-88.5% | $4,906-86.6% | $10,885-93.9% |